Build a savings habit
Set a school, reserve or capital goal. Choose an amount to set aside when income arrives and record it.
What you can track
Take a practical step Actual savings compared with your goal.
SHARED PROGRESS
A better tomorrow starts
with what we do today.
Practical ideas for savings, productivity and wellbeing, connected to Rwanda’s national direction.
NST2 · 2024–2029National direction.
National direction.
Everyday action.
NST2 is Rwanda’s five-year programme supporting the journey towards Vision 2050. Savings, productivity, employment and wellbeing provide useful directions for planning ahead.
Read NST2 2024–2029 · national programme ↗MINECOFIN · Savings culture, 2024 ↗Make production worthwhile
Cost the whole season, consider storage and identify a market. Reserve funds for the next season.
What you can track
Take a practical step Money left after costs and a reserve.
Strengthen enterprise and work
Separate household and business funds. Keep sales, cost and customer-debt records.
What you can track
Take a practical step Available working capital and unpaid customer balances.
Make participation possible
Agree responsibilities, access to information and a way for everyone to contribute, including women, young adults and people with disabilities.
What you can track
Take a practical step Documented decisions understood by everyone.
Use technology with care
Protect your PIN and password. Verify SACCO messages and channels before sending anything. Ask for help if something is unclear.
What you can track
Take a practical step You know where to ask about suspected fraud.
Look after land and the future
Include soil care, drainage and equipment maintenance in your plan. Allow for changes in rainfall or market conditions.
What you can track
Take a practical step A planned reserve and maintenance budget.
YOUR MONTHLY ROUTINE
A little time.
A clearer plan.
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YOUR NEXT STEP IS YOURS