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KARISIMBI SACCONyabihu
A produce trader organising her business records

SERVICES

A next step for
your ambition.

Explore what to ask about saving, borrowing and projects. The SACCO confirms product availability, prices and terms.

01

Save with a purpose.

Plan for everyday needs, a reserve and future projects. Ask the SACCO which account suits your purpose.

Prepare your questions Your savings goal ↗
  • Ask about membership shares and account opening amounts.
  • Understand withdrawals, charges and any interest calculation.
  • Request the current written terms.
02

Borrowing starts with a plan.

Explain your purpose, funding need and repayment source. The SACCO assesses applications and confirms requirements.

Prepare your questions
  • Ask for the interest rate, calculation method and all other charges.
  • Request a repayment schedule and contract before signing.
  • Check security, insurance and project-specific requirements.
03

Support your household and group.

Prepare records of your work and money. For a group, agree each member’s responsibilities.

Prepare your questions
  • Record income and expenditure.
  • Separate household and project money.
  • Agree account access and decision-making arrangements.

EVERY SMALL STEP COUNTS

Tomorrow’s goal.
Today’s first step.

School, working capital or an emergency reserve: see what to set aside each month. No interest is assumed.

YOUR NUMBERS

Your savings goal

Replace the example figures with your own goal.

YOUR PLAN

Your next step starts here.

Enter your own figures, then calculate.

These calculations support preparation only. They do not represent a SACCO decision.

CALCULATE BEFORE YOU DECIDE

A view of your repayments.

Uses monthly reducing-balance repayments. Excludes fees and insurance. Enter a rate you have been given; this is not a SACCO quotation.

YOUR NUMBERS

Explore your figures

1–360 months. Annual rate 0–100%.

YOUR PLAN

Your next step starts here.

Enter your own figures, then calculate.

These calculations support preparation only. They do not represent a SACCO decision.

YOUR NEXT STEP IS YOURS

Let’s start a conversation.

Prepare your request